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Request A Payment

Table of Contents

Overview

The Request a Payment section is a feature on our Blink platform that allows you to send PayLinks to your customers and track Requested Payments.

PayLinks are unique one-use payment pages that you can send to a customer via SMS or e-mail to make a payment. Unlike the Take a Payment feature, customers can pay via card, Open Banking, or Direct Debit.

These PayLinks are tracked to see if and how your customer has interacted with the PayLink.


Navigation

Find Request A Payment under the Payments tab on the left-hand navigation bar (Payments → Request A Payment).

How does it work?

Request A Payment

First, select which MID you want to take the payment for. Select the type of transaction from the drop-down menu listing: Sale, Pre-Auth Card, and Verify.

Info
  • Sale: immediate payment transaction.

  • Pre-Auth: enables you to confirm that the customer has sufficient funds available. It should be noted that no funds are taken or ring-fenced - you have 30 days to capture the amount.

  • Verify: verifies the authenticity of the card. This can be used as an anti-fraud check.

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titleDifference between Sale, Pre-auth and Verify
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Payment Type

Once you have selected the type of transaction, you have the option of 3 Payments types, depending on the payment rails you have set up on your account:

  • Card Payment

  • Direct Debit

  • Open Banking

You can choose your customer's payment options by selecting one or multiple methods above while creating the PayLink.

Customer details

Next, enter the" button, where it will ask for the e-mail/phone number to send the PayLink request to.

  1. Send - Sends the PayLink request to the specified e-mail/phone number.

When a PayLink has been successfully processed, both the merchant and customer will receive their receipts.

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When you set up a merchant account with us, you are asked which currencies to use to process transactions. You can request additional currencies to be added. Applicable only with Card Payments and Open Banking).

Tracking & Reporting

Find out how you can track your PayLinks in the Requested Payments tab; Within the Reporting section, you can find an overview of the transactions within the different payment methods.

Payments Specifics

Direct Debit specifics

Find out more about Direct Debit.

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To use Direct Debit within the Request A Payment feature, you need a GoCardless account. Once you have set this up, you can take a payment and set up a mandate with your customer.

Creating/Connecting your GoCardless Account

Navigate to the Direct Debits area by selecting the icon on the dashboard or use the left-hand navigation bar (Customer Centre→ Manage Direct Debits).

You will now be asked to select from a Live or Test account, log in to your existing GoCardless account, or create a new one. This will take you to a page hosted by GoCardless to enter the relevant information.

Open Banking specifics

Find out more about Open Banking.

You can request the Open Banking feature with our Blink Support Team.

Once requested, you will be onboarded by a Blink Support Team member; after this has been completed, your customers will be able to pay you using Open Banking.