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Received

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Approved

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Referred

Transactions the gateway has received and are still being processed

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If Received shows in red, it is a failed, abandoned transaction and no funds will be taken. This is most likely due to the customer not completing the 3ds checks.

Transactions the acquirer has approved authorisation but are not ready to be sent for settlement

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Transactions the acquirer has referred for manual authorisation

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Declined

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Reversed

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Captured

Transactions the acquirer has declined

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authorization

Transactions where the acquirer has approved

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authorization, but the authorisation was immediately reversed so as to not hold the cardholder's funds

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Transactions the acquirer has approved and are ready to be sent for settlement

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Tendered

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Accepted

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Deferred

Transactions the acquirer has requested to settle and the gateway is awaiting the outcome of said request

Accepted

Transactions the acquirer have accepted to settle

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Transactions the acquirer has been unable to settle due to a temporary problem. The gateway will automatically retry these, 4 times, once every 24-hour cycle.

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Rejected

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Cancelled

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Finished

Transactions which have been rejected by the acquirer

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Transactions the acquirer has approved but were subsequently cancelled before being sent for settlement

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Transactions

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that have finished before reaching one of the other states, due to being invalid or incomplete

AVS/CV2 = Either the address or 3 digit security code on the back of the card is incorrect/doesn’t match

Referral A = Card has been marked as lost or stolen