Payment Rails
 Open Banking processes the entire transaction through online banking; in a Bank-to-Bank rail, payments enter the business account directly from the customer’s account. |  A Debit/Credit Card payment is when a card is used for merchants to accept payments from their customers, by providing a network that binds cardholders, issuers, merchants, and acquirers for the merchant to get paid. |  Once customers have issued a mandate, the merchant can prompt Direct Debit payments, enabling merchants to accept recurring payments directly from their customer’s bank accounts. |